Life Insurance Blog

Disability Benefit

Now that you realize social security may not be enough to take care of you through a disability, it is time to determine how much of a disability benefit you would like to receive from your disability insurance. Your estimated spending, income, investments, social security disability benefits and your partner's income are all things that you need to factor in when determining what disability benefit you want from your disability insurance. Included is a sample disability benefit

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Top 5 Long Term Care

When selecting a long term care insurance policy or getting a long term care insurance quote, it's important to look for a policy that not only you can afford but also meets your needs. There are many insurance policies covering long term care available today. Policies can vary widely in terms of benefits they'll offer, terms of the contract, and features. Choosing the right long term care insurance policy is not simple.

From Top 5 Long Term Care

How To Transfer

Wealth transfer and asset protection are important topics for many baby boomers and seniors. A will and/or a trust can assign assets to beneficiaries, however these estate-planning tools are not designed to create wealth so much as they are to preserve it. In contrast, life insurance products instantly create wealth and can increase the amount passed on to a

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2004 Election: Universal

This is the first in a series of articles reviewing one of the top issues for the 2004 presidential candidates. Find out how this issue can effect your insurance and a review of Rep. Richard Gephardt's newly proposed plan.

From 2004 Election: Universal

Computer and Laptop

You got the extended warranty and even checked with your homeowners insurance agent to make sure your new computer is covered. So, your safe now from whatever mishaps that may happen to your computer, right? Maybe

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Insurance Motor

When you get your auto insurance, you are usually asked if you would like to add emergency roadside service. Since the cost for emergency roadside service coverage is minimal, most people just answer "yes" to their agent when offered this coverage. But, do you know what is covered under your emergency roadside service plan?

From Insurance Motor

Be the Brand of

It is time for Human Resources practitioners to rethink their role and that of the HR department, not only for the purposes of contributing to the organization's bottom line, but also for their own survival. Read more about tips for the Human Resources department image, reputation, and

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Tax Changes

There's something for everyone in this package of business income tax changes for 2008 and every Canadian small business should see some benefit from these tax reductions. Here's a list of the Canadian federal government's business tax reductions that may affect your business taxes in 2007 and

From Tax Changes

Working Women

Forget what you've heard about "being one of the boys," "having it all," and "going for the jugular." Here is how real working women get ahead. Working women favor smarts and skills over sexy, communicate superbly, and earn and learn from line management positions. Learn more about how real working women get ahead: the woman's advantage at

From Working Women

What an Insurance Agent

If you have trouble reading a full article on any insurance subject, these quick tips will get you enough insurance knowledge to make you look like you know what you are talking about... and I bet you will learn a thing or two! Of course, going more in depth with your insurance knowledge is best so let this be a springboard for you to eventually dig into more insurance

From What an Insurance Agent

Term Life Insurance

Term life insurance is a great way to get a lot of life insurance for a low price. It is very straight forward too: You get a term life insurance quote online or with your local term life insurance company and then buy a certain $$ amount of insurance for a "term" of time (such as 10 or 20 years) for a specified monthly, quarterly, or yearly premium. Although term life seems simple enough, here are some term life shopping hints to help you save money and get the best term life insurance

From Term Life Insurance

New Car Gap

Gap insurance will insure one for the difference between what one would owe on a vehicle and what an insurance company says it's worth. This insurance is a must for someone who has or is considering purchasing a new vehicle since a new vehicle depreciates right after it is driven off the dealer's

From New Car Gap

Aftermarket

When a vehicle is taken to the repair shop, the damaged replacement parts used may include aftermarket parts. Aftermarket parts are not made by the original manufacturer. Depending on who one asks, the aftermarket parts used may be equal, better, or worse in quality than the original manufacturer parts.

From Aftermarket

How to Know if Your Insurance Contract is

When starting a new insurance policy there are certain characteristics that must be present for the contract to be legally enforceable. Is your contract legal? Sign-up for this 1 week mini-email course to find

From How to Know if Your Insurance Contract is

Career Search and

Advancing your career can often mean regular job changes. Now, more than anytime in the past, people have more job changes and are regularly doing online career searches. With new job changes comes benefit changes. Sometimes, you may choose to advance your career and get a new job just for a bigger paycheck but you may want to slow down that career search because that new job may not pay off like you

From Career Search and